For those of you not familiar with Dog and Cat insurance, it can cost an absolute fortune.

And then you have to deal with the crap that some insurance companies won’t insure cats or dogs with pre-existing health conditions.

This firm does things a little bit differently.

That’s because they’re a crowd-funded pet insurance provider.

So, all the premiums go into a central financial reserve, which is then used to pay for veterinarian bills.

The neat part of this is that you don’t have to pay anything extra – the “social pool” of money takes care of that for you.

You even get to choose which vet you bring your cat or dog to, unlike most other providers.

In Europe about twenty-five percent of all pet owners has a kind of pet health insurance in their pets.
Even higher numbers in Sweden where about fifty percent of all pet owners relying on pet health insurance

to help pay their pet medical fees.

Some experts believe that the reasons are so many pet owners in the UK has a pet health care insurance because an action passed in 1971.
In the UK, dog owners are responsible for any accident that their pets are found responsible.
This means that if a dog shot into traffic and causing a stack of seven cars, dog owners are responsible for paying all damage.
Don't wanted to dip in their own pocket to cover their pet misadventures,
Pet owners in the UK bought something called third party insurance.
Third party insurance is accountability insurance specifically intended for pet owners.

Many American pet owners don't realize that there are similar pet insurance plans available in the United States.
Pet owners who want to buy pet liability insurance to cover damage, their pets may be responsible
Instead it must be aware that certain types of dogs are listed as high risk insurance cases
And the owner will be asked to pay extra high insurance policies.

It is not clear why more pet owners in the United States do not buy pet health insurance.
One possibility is that pet owners do not understand exactly how expensive pet health care.
Fifteen minutes spent in the veterinary office can sometimes cost a hundred dollars.
When pet owners find themselves facing emergency operating costs or have to bring their family pets to the university hospital to have diseases treated, they quickly found themselves ignoring the facts, that they should had something to help cover very large VET bills.
Too often pet owners find themselves in an emergency situation forced to put their favorite pets to sleep ,for economic reasons.

Pet owners who live in the city's ,might not see that they do need a pet insurance.
they don't worry about something like pet health insurance.

Their pets stay inside, so what could happen to them?

What this pet owner didn't realize is that diseases can sometimes affect the pet in the house,
Because their immune system does not have the opportunity to build any resistance.

Farmers and ranchers have very clear cutting ideas about how fast and accident can happen and how expensive the care of the veterinarian is.
Most of them want to insure their pets health. But there isn't enough extra money to pay a monthly premium.
Farmers and ranchers also tend to have knowledge of diseases and injuries that work,which allows them to treat their own pets.

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